Paṭhamapāpaṇikasutta
“Tīhi, bhikkhave, aṅgehi samannāgato pāpaṇiko abhabbo anadhigataṁ vā bhogaṁ adhigantuṁ, adhigataṁ vā bhogaṁ phātiṁ kātuṁ. Katamehi tīhi? Idha, bhikkhave, pāpaṇiko pubbaṇhasamayaṁ na sakkaccaṁ kammantaṁ adhiṭṭhāti, majjhanhikasamayaṁ na sakkaccaṁ kammantaṁ adhiṭṭhāti, sāyanhasamayaṁ na sakkaccaṁ kammantaṁ adhiṭṭhāti. Imehi kho, bhikkhave, tīhi aṅgehi samannāgato pāpaṇiko abhabbo anadhigataṁ vā bhogaṁ adhigantuṁ, adhigataṁ vā bhogaṁ phātiṁ kātuṁ.
A Shopkeeper (1st)
“Mendicants, a shopkeeper who has three factors is unable to acquire more wealth or to increase the wealth they’ve already acquired. What three? It’s when a shopkeeper doesn’t carefully focus on their work in the morning, at midday, and in the afternoon. A shopkeeper who has these three factors is unable to acquire more wealth or to increase the wealth they’ve already acquired.